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Real Estate Lending

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Funding Built for Real Estate Investors

We specialize in a "Real Estate" market for Real Estate Investors

Primarily focusing on 1-4 unit investment properties and condos. Our specialty is obtaining long-term cash-out refinance loans for Borrowers of investment properties.

  • 30-Year Fixed Rate Mortgage

  • No Income Verification

  • No Tax Returns

  • 80% Loan to Value for Purchasing

  • Maximum Cash-Out Refinancing

  • No Seasoning Requirements

  • Refinance to Permanent Financing

Not Your Typical Hard Money Lender

With credit scores of 650 and above, we are able in many cases to obtain up to 75% cash-out refinance on 1-4 family rental units and condos.
 We have a unique program which is different from many other No Income Verification investment lenders. We offer a 30-year fixed-rate program with fixed rates.
 All with no tax returns and no pay stubs. A true “No Income Verification” loan!
 From application to closing, never leave your home. The application process is completed over the phone.

Our staff has many years of experience in the real estate market, along with the mortgage industry.

Explore Our Core Loan Programs

At Investors Choice Lending, we deliver a comprehensive set of loan programs designed to empower real estate investors at every stage. From leveraging cash flow with DSCR Loans to securing quick capital with Hard Money financing, our solutions give you the tools you need to pursue more deals and achieve greater returns. Each program is built for speed, simplicity, and investor-focused flexibility.

Investor Loan Solutions

Investor Loan Solutions are designed to help you expand and strengthen your real estate portfolio with flexible approvals and customizable terms. Whether you’re purchasing rental properties, acquiring mixed-use buildings, or taking on commercial investments, we offer financing that adapts to your financial structure.

Renovation & Short-Term Funding

Renovation & Short-Term Funding gives you fast and flexible capital for projects that require quick action. Fix and Flip Loans, Hard Money Loans, and Bridge Loans are ideal for investors who need immediate funding to acquire, renovate, or transition between properties.

Equity & Credit-Focused Programs

Equity & Credit-Focused Programs allow investors to unlock liquidity, leverage equity, and rebuild financial stability and Cash-Out Refinancing help you access the equity in your properties so you can reinvest, consolidate debt, or strengthen your financial position.

Investment Property Financing

Maximum Cash-Out Refinancing

"Not Your Typical Hard Money Lender"

Your Success Is Our Priority

We have programs for short and long-term financing Including purchasing and refinancing. Call us with your current loan scenario. We will put our expertise to best fit your needs. We offer a variety of hard money lending choices, assisting more area investors. Whichever type of financing option is best for you, you can find the loan type that works best. When you choose us for your hard money loan needs, you can enjoy fair rates and flexible funding types. Whatever financing you may be looking for, you can find it with us. We understand that traditional funding options are not always convenient choices. By offering a more comprehensive loan, we assist more investors like yourself to find the available funding you require.